How does AutoInvest work?
AutoInvest plans instantly diversify an investment budget into select loans that meet an investor’s selected portfolio criteria. Investors will be able to create plans according to their risk profile with budgets starting at 1 Bitcoin.
We offer three different allocation profiles to match the risk appetite of an individual investor. Each of them have an expected return that takes into account what the borrowers are paying and the expected loss for the whole basket of loans.
As the name implies, this portfolio is for conservative investors. This plan’s objective to minimize risk and only invests in A and B loans.
This plan invests in A, B, and C rated loan listings.
Getting Aggressive with your risk profile allows you to invest across all loan ratings (A, B, C, and D). Investors that are comfortable with a high level of risk can select this plan.
In addition to the allocation profiles, for those who want to customize their portfolios, we offer advanced settings where types of indexed currencies, loan terms and number of investments can be specified.
Once the plan details are confirmed our system automatically invests into dozens of loans ensuring your portfolio is diversified. If the plan’s investment amount set was higher than the current balance, future deposits will be used until the plan amount is met. AutoInvest plans are indexed and can be reviewed and monitored throughout their lifecycle.
Why should you use AutoInvest?
We believe in providing the easiest way for investors to use BTCjam. With AutoInvest, all investors need to do is deposit Bitcoin, make your plan and check the returns. AutoInvest is a quick tool that requires little to no maintenance, some Bitcoin, and just three clicks to make the plan. With every allocation profile, we provide the expected APR per plan. Keeping investor’s portfolios diversified, and their returns transparent and consistent.
Together with AutoInvest, we are now using Yield to represent the return potential for individual loans. By showing the yield, details about the individual loan and the borrower, we are allowing the investor to make the decision of whether to invest in any individual loan.